margin
live prices · 15s keeper · 0 signatures ever

Turn
BONK$—
into buying power.

Any bag that trades is a credit line — memecoins to 30% LTV, tokenized stocks to 70% over 30 days. Arm take-profits and stops on collateral while it's pledged, let a 15-second keeper do the watching, and build credit that compounds into better terms. In your browser. Never a Telegram bot.

Start borrowing → ▲ Hold $MARGIN · earn 70% ★ Build credit 17 tokens

No wallet handy? Watch any address →

— loans— SOL borrowed — accounts— SOL fees split
THE LEDGER — LIVEKEEPER · 15s
syncing
reading the ledger…
SOL —every action → a public receipt
15skeeper tick
1.5–5%flat fee · no surprises
17tokens to borrow against
0signatures ever asked
CRYPTO-NATIVE LENDINGup to 30% LTV

Memecoins

Borrow SOL against your bags — without selling. Live prices, instant SOL, a published liquidation price before you commit, and a keeper watching every 15 seconds.

30%max LTV
7dlongest term
1.5–3%fee range
REAL-WORLD ASSETS · LIVEup to 70% LTV

Tokenized stocks

Borrow SOL against AAPL, NVDA, TSLA, COIN, MSTR, SPY, gold and more — the xStocks you already hold. Lower volatility earns you more capital, for longer.

70%max LTV
30dlongest term
3–5%fee range
Memecoin loans

Three tiers. Two-to-seven days. 30% max LTV.

Volatility caps LTV — shorter terms keep you safe. Your exact liquidation price is quoted before you borrow, every time.

Start now →
MEMECOINMOST SOL

Express

Maximum borrowing power for short-term plays where you need the most capital.
30%LTV
2days
3%fee
BorrowedCollateral buffer
Start borrowing at this tier →
MEMECOINPOPULAR

Quick

The balanced option — more time to repay with a comfortable loan-to-value ratio.
25%LTV
3days
2%fee
BorrowedCollateral buffer
Start borrowing at this tier →
MEMECOINSAFEST

Standard

Lowest LTV means the most room before liquidation — and a full week to repay.
20%LTV
7days
1.5%fee
BorrowedCollateral buffer
Start borrowing at this tier →
Tokenized stocks · ETFs · metals

Up to 70% LTV. 30-day terms. Stocks you already hold.

Real-world assets carry meaningfully lower volatility, so MARGIN lends more against them — and for longer.

Start now →
STOCK · ETF · METALQUICK WEEK

RWA Express

7-day loan at 50% LTV — capital fast, repaid within the week.
50%LTV
7days
3%fee
BorrowedCollateral buffer
Start borrowing at this tier →
STOCK · ETF · METALBALANCED

RWA Quick

15-day loan at 60% LTV — the sweet spot: more cash, more time.
60%LTV
15days
4%fee
BorrowedCollateral buffer
Start borrowing at this tier →
STOCK · ETF · METALMOST SOL

RWA Standard

30-day loan at 70% LTV — our highest. Maximum capital, a full month to repay.
70%LTV
30days
5%fee
BorrowedCollateral buffer
Start borrowing at this tier →
New · AI credit engine

Meet The Desk.

Every serious brokerage has a desk that structures the trade. Yours reads your entire bag and structures your optimal loan in one click: what to pledge, which tier, how much SOL, and exactly where to set your take-profit and stop. Ask it anything — “what's my safest borrow?” — and it answers from your real holdings.

The AI proposes. The protocol's deterministic rules enforce — every number it suggests is re-computed and clamped by the real engine before you ever commit. Intelligence you can trust, because it can't move your funds.

Let The Desk structure my loan → How it works
On-chain memory

Credit is buying power.

Every clean repay raises your score; every score tier unlocks better terms. Deterministic, published, visible on your dashboard. Earned by repaying — never bought.

0 – 599

Retail

Base terms on every tier.
Everyone starts at 300.

600 – 799

Funded

+2% LTV on every tier —
earned by repaying, not by holding.

800 – 1000

Prime

+4% LTV · −25bps fee
Prime brokerage terms. The top of the book.

repay +40 · protected exit +20 · liquidation −250 — every movement is a public receipt
Every loan pays

Fees pay the holders.

Every loan fee splits four ways, on the ledger, visible to anyone.

70%
$MARGIN holders

The lion's share of every fee accrues to holders, pro-rata. No staking, no claiming ritual.

20%
LP pool

The SOL that funds every loan earns its keep.

5%
Referrals

Share your link — every loan your referrals take pays you, for life.

5%
Protocol

Keeps the lights on and the keeper watching.

The other desks

Same mechanics. Different spine.

Them: custodial by design — "your wallet IS the bot wallet." Your keys live inside a Telegram bot.
MARGIN: non-custodial by design — real prices, real bags read, zero keys held. Connect never asks for a signature.
Them: the product lives in a chat window.
MARGIN: web-first — dashboard, positions, credit, and a live receipt tape in the open.
Them: liquidation keeper ticks every ~90 seconds.
MARGIN: every 15 seconds — six times faster to your stop.
Them: trust the bot.
MARGIN: read the ledger — every borrow, auto-sell, liquidation, and fee split is a public receipt.

we even take $QUANT and $INDEX as collateral — priced live from Robinhood Chain. no hard feelings. ▲